If you suffered injuries in a collision, you were possibly treated in the hospital for broken bones; head, back, or neck injuries; cuts; and other serious injuries. You may have needed to undergo surgery, and you may now be facing the prospect of visiting a chiropractor or a physical therapist several times per week for the next several months.
Your injuries may have left you unable to work. Your family may be finding it difficult to cover basic living expenses, such as housing, utilities, and groceries. Once you recover, you may be able to return to your job, or you may have lasting damage that will make you unable to do the type of work you did before the accident. The sudden financial stress caused by another person’s negligence, on top of your physical pain and suffering, may be placing emotional strain on your entire family.
In most cases, if you are involved in an accident in which another driver is at fault, you will file a claim with the other driver’s insurance company. Through them, you would seek compensation for the damage to your vehicle and for the costs of your medical treatment related to the collision. If the other driver does not have insurance, however, things can get complicated.
A Dallas uninsured car accident lawyer may be able to help you seek a financial award, even if the driver who caused the collision did not have car insurance. Call Ben Crump Law, PLLC at (800) 959-1444 to discuss your case with a member of our staff and to learn about your legal options.
How to Seek Compensation if the At-Fault Driver Was Uninsured
Uninsured motorist coverage is a type of insurance coverage that will pay for repairs to your vehicle and for your medical expenses if you are involved in an accident caused by an uninsured driver. Underinsured motorist coverage will compensate you if you are harmed in a collision in which the other driver has insurance, but that individual’s liability coverage limits are not high enough to fully compensate you for your losses. Uninsured and underinsured motorist coverage are optional in Texas, according to the Texas Department of Insurance.
If you were hurt in an accident with a driver who did not have insurance and you have uninsured motorist coverage, you can file a claim with your own insurance company to seek compensation. If you do not have uninsured motorist coverage, you may be able to file a personal injury lawsuit against the other driver to pursue a financial award.
If the driver who caused the crash has substantial assets, your attorney may file a lien to keep the defendant from selling or spending those assets until after the case is resolved. If there is a judgment in your favor, when the defendant sells assets, they can be used to pay you the money you are owed.
Another option is to set up a payment plan. Your attorney might be able to negotiate an arrangement in which the driver who was liable for the collision would make weekly or monthly payments to you to compensate you for your losses stemming from the accident.
Call today for your free case assessment with a member of our staff.
For a free legal consultation with a uninsured car accidents lawyer serving Dallas, call (844) 638-1822
A Dallas Uninsured Car Accident Lawyer Can Help You Pursue Justice
The team at Ben Crump Law, PLLC can investigate the circumstances that led to the crash to figure out who was liable. We can start by reviewing the police report and statements from you, your passengers, and eyewitnesses. If any video of the collision exists, we can review it to more fully understand what happened and to figure out how to proceed with your case.
If the other driver alleges that you were partly responsible for the accident and there is evidence to support that claim, you may still be entitled to compensation. Many states have comparative negligence laws to address situations in which more than one party is liable for an accident. Under Texas’s comparative negligence law, you may be entitled to a financial award to cover your medical bills, lost income, and pain and suffering, even if you were partly responsible for the accident, as long as you were not more than half at fault.
For example, if the driver who hit you was talking on a cell phone at the time of the crash, but you were also driving 10 miles per hour above the speed limit, both of you could be found partly liable for the accident. A financial award that you would have been entitled to if you had not been liable at all for the crash would be reduced to reflect your percentage of fault.
Dallas Uninsured Car Accident Lawyer Near Me (844) 638-1822
Let Us Be Your Legal Advocate
If you are feeling overwhelmed by medical bills and are unable to cover your living expenses, you may think that you could not afford to hire a Dallas uninsured car accident lawyer. You do not have to worry about that because Ben Crump Law, PLLC operates on a contingency model.
We understand that clients who suffered personal injuries due to the negligence of others are often unable to afford legal fees, so we do not charge any payment up front. If you ask us to represent you, we will cover costs related to litigation ourselves. We will only be paid if we reach a settlement or go to trial and obtain a judgment on your behalf.
You do not have much time to file a lawsuit. According to the Texas Civil Practice & Remedies Code, section 16.003, the statute of limitations to take legal action in a personal injury case is two years from the date of injury. It may take our team months to fully investigate the accident and build a case, especially if the other driver denies liability or claims that you were partly responsible for the collision. Get in touch with Ben Crump Law, PLLC at (800) 959-1444 as soon as possible so we will have enough time to thoroughly investigate and build a case.