After experiencing a car accident that you did not cause in Lauderhill, you may not have to shoulder the financial burden of your injuries and losses. Depending on the circumstances of your case, you may qualify to make a personal injury claim or lawsuit against the negligent party who caused the accident. Do not let the financial impact of a car accident fall on you and your family. The at-fault driver and his insurance company may prove legally responsible for your expenses and losses.
A car accident can leave you with a variety of expenses like medical bills and ongoing medical treatments. An accident can also leave you with other financial losses like lost wages and the expenses of hiring household help while you recover.
Call Ben Crump Law, PLLC at (844) 638-1822 to understand how a Lauderhill car accident lawyer may help you hold the at-fault driver and his insurance company financially responsible for your accident-related expenses.
Florida’s PIP Law Will Cover Many Accident-Related Expenses
According to the required personal injury protection benefits in Florida Statute 627.736, every vehicle owner who purchases a car in Florida must obtain PIP (personal injury protection) insurance as part of their insurance coverage package. PIP insurance provides drivers, passengers, and accident victims with the following types of financial coverages in the event of an accident:
- PIP will pay up to 80% of immediate medical expenses for injuries sustained in a car collision. PIP will cover these expenses up to its maximum coverage of $10,000.
- PIP will pay up to 60% of lost income when you cannot return to work because of the injuries sustained in a car accident. PIP will pay these expenses up to its maximum limit of $10,000.
- PIP will pay the funeral and burial expenses of a victim who died as a result of a car accident. PIP will cover these expenses up to a maximum of $5,000.
PIP insurance will cover these expenses as long as you begin treatment for your injuries within two weeks of the date the accident occurs. Receiving PIP’s benefits does not mean you cannot recover expenses that exceed these amounts from the at-fault driver or their insurance company.
Call Ben Crump Law, PLLC at (844) 638-1822. A Lauderhill car accident lawyer may help explain your legal and financial options as the victim of a car accident you did not cause.
PIP Insurance Can Protect You Even if the Other Driver Lacks Insurance
In Florida, PIP insurance coverage applies no matter who shoulders the fault for the accident you experienced. Your own insurance policy will also use your PIP coverage to protect you from financial liability if the driver who caused the accident lacks insurance.
A mandatory PIP policy will cover your medical expenses, while a mandatory PDL (property damage liability) policy will cover the cost of repairing or replacing your car.
A lawyer can help you apply your own PIP coverage to your car accident expenses. A lawyer can also explore ways to hold an uninsured driver financially responsible for your expenses. Do not allow a driver who does not have the required insurance to create a financial hardship for you and your family.
For a free legal consultation with a car accidents lawyer, call (844) 638-1822
Important Car Accident Statistics in Florida
Car accidents account for a staggering number of severe injuries and fatalities. The Florida Department of Highway Safety and Motor Vehicles (FLHSMV) reports the following statistics among reported accidents in 2018:
- 403,626 total car accidents.
- 167,219 collisions that caused 255,353 injuries.
- 2,917 collisions that caused 3,135 fatalities.
Broward County alone contributed 41,082 accidents to the data. If you or a loved one suffered as car accident victims in a Lauderhill collision, a car accident lawyer with Ben Crump Law, PLLC wants to help you seek compensation from the driver who caused your injuries. Call us at (844) 638-1822.
Causes of Lauderhill Car Accidents
A collision between two cars can stem from a variety of causes. Furthermore, a car accident that leaves you with head injuries or causes you to lose consciousness can mean you do not know or cannot remember the cause of the accident.
According to Florida Highway Safety and Motor Vehicles traffic crash facts, reported car accident causes and contributing factors include:
- Alcohol use.
- Disobeying traffic signs.
- Improper lane usage.
- Improper turns.
- Reckless driving.
- Road conditions.
- Distracted driving.
Your police report and witness statements can be used to uncover the cause of the accident you experienced. Knowing the cause of the accident can help your lawyer assign liability and collect the financial recovery for which you qualify.
Report Your Car Accident Within Ten Days
An accident report may help you pursue compensation in a claim or lawsuit later down the road. A minor fender bender may not warrant a report, but an accident that leaves you with injuries does. Florida Statute 316.066 also requires that a written report of crashes be submitted by law enforcement if:
- A fatality occurred.
- The accident required a tow truck.
- One of the drivers drove under the influence of alcohol.
- Significant damage occurred.
- The accident involved a commercial vehicle.
Obtain a copy of the police report that details your accident for your lawyer. A Lauderhill Car Accident Lawyer can use the information in the police report to properly assign fault. It can also obtain other information that can prove valuable in supporting your insurance claim or lawsuit.
Car Accident Lawyer Near Me (844) 638-1822
Your Potential Right to Compensation from an At-Fault Party
A personal injury claim or lawsuit aims to provide you with fair compensation for your medical bills and other losses you sustained from the liable party. Compensation may also extend to the days you miss from work and the damage to your car. Speaking to a lawyer in your area may help you ensure you get this important financial compensation.
After experiencing a car accident, you need to file your case on time and comply with the legal guidelines of the state of Florida. Call Ben Crump Law, PLLC at (844) 638-1822 for your free case evaluation.