Over six million car accidents occur per year in the United States, according to the Insurance Information Institute (III). In addition to physical pain, emotional trauma, and death, car accidents result in financial losses, such as medical bills and vehicle repairs. While automobile insurance coverage should help to pay for these costs, if you are in an accident with an uninsured driver, you may have difficulty recovering compensation for your losses.
Even though all drivers in Boston are required to carry insurance coverage, not all of them do. If you or your loved ones were in a car accident with an uninsured driver, a Boston uninsured car accident lawyer at Ben Crump Law, PLLC, may be able to help you. Our team could be able to help you receive compensation by negotiating with insurance companies or filing a personal injury lawsuit on your behalf. Call (800) 598-7557 for a no-cost, no-obligation consultation.
Recovering Compensation for an Accident with an Uninsured Driver
The state of Massachusetts requires all motorists to carry insurance coverage. According to the Commonwealth of Massachusetts website, there are four types of insurance coverage every Massachusetts driver is required to have: bodily injury to others, personal injury protection, bodily injury caused by an uninsured auto, and damage to someone else’s property.
The “bodily injury caused by an uninsured auto” is the portion of your insurance policy that should help you with expenses if you get into a car accident with an uninsured driver. Many insurance policies include an uninsured motorist coverage, which protects you in the event of an accident where you cannot recover compensation from the at-fault driver if they have no insurance.
However, your own insurance coverage may not be enough to pay for all your injuries and property damage suffered in the accident, and your insurance company may resist paying to protect their own interests. In these cases, a lawyer may be able to help you recover your losses from the car accident.
In addition to helping you negotiate with insurance companies, a lawyer can file a personal injury lawsuit on your behalf against the at-fault driver in order to pursue compensation for damages incurred in the accident.
Massachusetts follows a modified comparative negligence law, Massachusetts General Laws (MGL) Ch. 231 § 85, for determining liability and compensation in personal injury cases. Under this rule, each party in an accident is responsible for their portion of fault. For example, if you are in an accident that is 25% your fault, you can only receive 75% of the total damage award.
A personal injury lawsuit can be an effective way to obtain compensation when you are in an accident with an uninsured driver who is at fault for the accident. However, since the reason the other driver does not have insurance might be because they cannot afford it, it is also possible that you will not be able to receive compensation from them even if you win a personal injury lawsuit against them.
Whether negotiating for fair compensation from an insurance company or pursuing damages through a personal injury lawsuit is a better option for your situation, a Boston uninsured car accident lawyer at Ben Crump Law, PLLC, may be able to help you.
Our team does not shy away from tough cases. We can investigate who was at fault for the accident, determine the compensation you could receive from insurance providers, find out whether a personal injury lawsuit will help you, and advise you of the best ways that you may be able to recover your losses. We will do our best to help you recover from a car accident with an uninsured driver.
For a free legal consultation with a uninsured car accidents lawyer serving Boston, call (800) 598-7557
You deserve to receive compensation if you are in an accident caused by someone else. The possible economic and non-economic damages you could recover in Boston through a personal injury lawsuit include:
- Medical bills
- Future medical expenses
- Lost wages and benefits
- Loss of future earning capacity
- Property damage, including vehicle replacement and repairs
- Pain and suffering
- Mental anguish and emotional distress
- Loss of companionship
- Loss of enjoyment of life
Obtaining an award through a personal injury lawsuit is about making sure that you do not suffer even more for an accident that was not your fault. In addition to paying for your expenses, winning damages could help you gain closure after a traumatic accident and prevent more accidents in the future by holding the negligent driver responsible for their actions.
Boston Uninsured Car Accident Lawyer Near Me (800) 598-7557
The Statute of Limitations Could Affect Your Case
A statute of limitations is a state law that places a time constraint on when you can pursue legal action after a wrongful event occurs. According to MGL Ch. 260 § 2A, the statute of limitations for personal injury lawsuits, including uninsured car accident cases, is three years.
You typically cannot recover any damages through a personal injury lawsuit if more than three years have passed since the date of your accident. However, there are rare exceptions to statutes of limitations, so you can still consult a lawyer to be sure you know what your legal options are.
The Team at Ben Crump Law, PLLC, Is Here to Help You
A Boston uninsured car accident lawyer at Ben Crump Law, PLLC, may be able to help you recover compensation after a car accident with an uninsured driver. We can investigate the accident, identify what damages you may be eligible to recover, negotiate with insurance companies to help you receive a fair settlement, and file a personal injury lawsuit on your behalf to sue for damages.
Car accidents are always stressful, and an uninsured one may be even more so. Let us handle your case so you can focus on healing while we try to get you the compensation you deserve.
Call (800) 598-7557 today to schedule a free consultation with the team at Ben Crump Law, PLLC. Since we operate on contingency, you will never owe us any fees up front, and we will only take our payment from the settlement if we can earn one for you.