When someone without car insurance causes an accident that results in your injuries, you may have a couple of options available to you, either through your own insurance or through a personal injury lawsuit. Your options depend upon the extent of your injuries and whether or not you carry uninsured motorist (UM) coverage or underinsured …
Rear-end collisions and angle collisions are the most common type of accidents. Background on Angle and Rear-End Collisions An angle collision occurs when one vehicle strikes another vehicle at an angle somewhere between 90 degrees (referred to as a side-impact collision) and 180 degrees (known as a rear-end collision). Rear-end collisions constitute the greatest number …
Traffic accidents happen for a variety of reasons. A study by the National Highway Safety Administration concluded that the critical reason, or the last event in the crash causal chain, in 94% of car wrecks is related to the driver. Driver Error is a Common Cause of Car Crashes There are several actions a driver …
Insurance companies are responsible for determining fault in a car accident. Sometimes, it is obvious who is at fault, especially if it were a rear-end accident, and a negligent driver struck the person in front of them, but it is not always clear. Auto accidents can be complex, but insurance companies help by assessing property …
Most car accident fatalities happen on rural roads, according to a study published in 2013 by the National Highway Traffic Safety Administration (NHTSA). Fewer deaths occur in urban areas—though the gap between the two has narrowed since the beginning of the 2000s. This data runs contrary to what many drivers believe. It is easy to …
Injuries suffered in a car accident can range from minor scrapes and bruises to severe, life-threatening emergencies. While you may not always feel an accident warrants medical attention, you should always seek an assessment by a medical professional following any type of collision. Some injuries may not readily display symptoms until days, weeks, or a …
If you got into a car accident that was not your fault, you have a right to hire a lawyer. You may assume that because you did not cause the accident, everything will work out in your favor, but you may need to prove that you did not commit any wrongdoing. While you do not …
Any number of parties may share fault in a T-bone accident under the principle of comparative fault. These parties may include either driver in the crash, the vehicle manufacturer, or another driver not involved in the collision itself. No matter how your t-bone accident occurred, the evidence at the scene will go a long way …
Insurance company adjusters determine fault in an auto accident after reviewing the police report and other evidence. They may also ask you and the other driver questions about the collision to try to piece together a reliable narrative of what happened. Once they have determined who caused the accident—or if both parties shared fault—they assign …
Both parties may share fault in a car wreck. In these situations, the laws of the state in which the traffic accident occurred determine how insurance adjusters assign liability. In some states, neither party in a shared-fault accident qualify to pursue compensation from the other motorist and their insurer. In other states, both parties can …
Car crash injuries range in severity from mild abrasions and burns to amputations and decapitations. The actual injuries you experience depend on the nature of the accident, whether you and your passengers wore seatbelts, the speed of the vehicles, and the auto models involved. However, trauma, bruises, and increased feelings of anxiety are very common, …
