Getting hurt in a car accident is traumatic enough, but when you find out the other driver does not have insurance, it may feel as though your troubles are only starting.
Fortunately, a Tallahassee uninsured car accident lawyer can help you navigate the process of recovering damages, even when the other driver is uninsured.
If you are injured or have lost a loved one in an uninsured car accident that was not your fault, call Ben Crump Law, PLLC, for a free consultation. A member of our team can speak with you at your home, the hospital, or by telephone. Call 800-959-1444.
Who Pays for Your Damages if the At-Fault Driver Is Uninsured
Each state has different liability and negligence laws for car accidents. Florida is one of the few states that is considered “no-fault.” Your auto insurance pays for your injuries and damages, whether you are at fault or not.
However, there is a cap, or limit, on the amount of accident-related expenses covered. Under Florida Statutes § 627.7407, your insurance pays the first $10,000 of injuries and damages. If you have severe or extensive injuries, you could quickly exhaust this amount. Then who pays?
Potential Sources for Compensation in an Uninsured Car Accident
You could file a lawsuit against the uninsured driver, even if the individual does not have auto insurance. A Tallahassee uninsured car accident lawyer may be able help you recover additional compensation from such potential sources as:
- Liable third-party, such as your employer, if you were injured while on the job.
- Manufacturer if the accident was caused by a defective part or repair.
- Assets of family members who may be financially responsible for the driver.
- Uninsured motorist provision from your own insurance coverage, if you have it.
It can be more challenging to pursue recovery after an accident with an uninsured motorist. If you are interested in legal counsel, we encourage you to contact Ben Crump Law, PLLC. We have helped other car accident victims recover damages and would be honored to help you, too.
For a free legal consultation with a uninsured car accidents lawyer serving Tallahassee, call 800-598-7557
Situations When You Could Exceed Your Coverage
While $10,000 is certainly a lot of money, it, unfortunately, does not go far in today’s health care market. You can expect to pay, on average, $7,500 for a broken leg, according to the U.S. Centers for Medicare and Medicaid. This does not even cover your lost wages and emotional injuries.
Florida has a broad definition of the health conditions that may entitle you to additional compensation. These conditions might include:
- Loss of a bodily function or system
- Head injuries
- Broken bones
If you have catastrophic injuries, you deserve to have a strong legal fighter by your side who can help you recover compensation. You did not ask to be injured by a reckless, uninsured driver. An attorney with Ben Crump Law, PLLC, can help.
Tallahassee Uninsured Car Accident Lawyer Near Me 800-598-7557
We Help You with Insurance Claims
Your insurance company is one of the strongest possible resources for compensation if your damages exceed the $10,000 limit.
However, insurance companies do not volunteer to pay you above and beyond your policy benefits. You may not even be clear on what your policy covers or your rights as the policyholder.
It can also be challenging to deal with an insurance adjuster while you are recuperating from your injuries or feeling unwell.
A Lawyer Can Give You Peace of Mind
An uninsured car accident lawyer can take care of the many details of your case, including:
- Reviewing your policy to determine if you have uninsured motorist coverage and the benefits that you could receive.
- Talking to your doctor (with your permission) about your injuries and your prognosis.
- Calculating the value of your damages for both current and predicted medical and life care expenses.
- Secure testimony from medical, vocational, and financial experts, if necessary.
- Protect your rights from predatory insurance companies.
As personal injury lawyers, we know that some insurance companies will deny, delay, or downplay legitimate claims. A lawyer with Ben Crump Law, PLLC, counters such tactics with effective legal arguments and documentation.
We Can File a Lawsuit if Necessary
At Ben Crump Law, PLLC, we are passionate about each of our clients because we are committed to fighting for compensation and justice. If the insurance company cannot or will not play fair, a Tallahassee uninsured car accident lawyer can take your case to court.
If you want to pursue compensation, you have four years to file a personal injury lawsuit, according to Florida Statutes § 95.41. If you do not file within this period, you will lose your right to recover your losses.
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Types of Damages You Could Recover
Inevitably, a prospective or new client will ask about damages they will be able to recover from a car accident. Our answer is that so much depends on your injuries, damages, and even the circumstances of the accident.
Here is a general list of the types of damages that you or your loved one might receive:
- Medical care and treatment
- Lifecare costs
- Property damage
- Lost income and/or diminished earning capacity
- Pain and suffering
- Mental trauma
- Other related out-of-pocket costs
We pursue recovery for you on a contingency basis. You pay nothing up front, and we are paid only if we successfully recover compensation on your behalf.
After the Accident, You Can Call Us
If you are injured in an accident involving an uninsured driver, contact a Tallahassee uninsured car accident lawyer after you receive medical attention. You could recover damages for your medical bills and other losses.
Call 800-959-1444 for a free case review with a member of Ben Crump Law, PLLC.