Every state establishes minimum liability insurance to encourage, if not ensure, that the drivers who take to the road have the protection they need to withstand the financial burden of a car accident. Unfortunately, some drivers still opt to forgo this manner of protection, all the while operating under the assumption that the cost of paying for car insurance will run them more than the cost of an accident.
This can be frustrating to deal with, especially if you get into an accident with a driver who either does not have insurance or who does not have enough insurance to meet your needs, assuming that you are not the driver at fault for the accident.
When faced with these types of situations, there are still steps you can take to seek out compensation for your losses. You have the option to file a claim with your car insurance provider to cover your most immediate needs, including your medical expenses and the cost of a rental car while yours is in the shop. You can also, however, reach out to a Jacksonville uninsured car accident lawyer to discuss filing a complaint with your local court.
When you file a complaint after an uninsured car accident, you can bring your losses to the attention of a court via a civil case. Should a court determine, based on a variety of factors, that you may receive compensation for your losses, you can receive a settlement that attends to needs that your insurance provider may overlook.
Ben Crump Law, PLLC can help you determine the best course of action to take after an uninsured car accident. A Jacksonville uninsured car accident lawyer can work with you to bring together any documents or evidence you may need to craft your complaint, and together you can submit the appropriate works to a court.
For a free consultation, call (800) 598-7557.
Taking Action After a Car Accident with an Uninsured Driver
If you want to take action after your involvement in a car accident with an uninsured driver, you can choose to file a claim with your insurance provider, seek out legal advice, or both. When you file a claim with your insurance provider, you can cover your immediate financial needs, as mentioned. This can allow you, then, to go about the process of filing a complaint without worrying about your financial standing.
For a free legal consultation with a uninsured car accidents lawyer serving Jacksonville, call (800) 598-7557
Pursuing a Civil Case
In many ways, addressing an accident with an uninsured driver when you want to take said driver to court is like addressing any other car accident. For a complaint to be considered viable in court, you must prove:
- Entitlement to a duty of care on the road
- Violation of that duty of care
- The role of negligence, recklessness, or another force in the accident
When it comes to a car accident with an uninsured driver, addressing negligence becomes relatively simple. As mentioned, all drivers in the state of Florida are required to carry at least the state’s minimum liability insurance. Now, the lack of that coverage does not mean that you will automatically receive compensation for an accident with an uninsured driver. However, you can still discuss the ways in which that lack contributes to negligence’s role in your accident with a Jacksonville uninsured car accident lawyer with Ben Crump Law, PLLC.
Bringing a Complaint to Your Local Court
If you do wish to take legal action against the party you believe to be liable for your accident, you will want to file a complaint with a local court justice. Complaints are documents that allow you to voice your concerns to a legal professional. In these documents, you can name the party you believe to be liable for your losses explicitly. You can also elaborate on what evidence you have that assigns liability for your losses to that party.
Note that bringing evidence forward in such a manner becomes simpler if you have already filed a car insurance claim. This way, you can present your claim as evidence of a party’s liability.
You do more in a complaint, however, than identify the party you wish to bring to court. You can also use these documents to outline the compensation to which you believe you may be entitled. You base your compensation after an uninsured car accident on the economic and non-economic damages you believe you have suffered.
Some examples of economic damages related to your accident can include but are not limited to:
- The cost of repairing damaged property after the accident, including but not limited to the car involved in the accident and any objects you had therein
- The cost of medical assistance you need both prior to filing your complaint and after the complaint goes to court
- Lost wage or lost opportunities for employment
- Funeral costs, should one or more parties pass as a result of the accident
Note that all of these expenses can be assigned a dollar amount, either via the presence of receipts or estimates. Comparatively, non-economic damages are damages that need to have their economic value calculated for them. Some examples of applicable non-economic damages after an accident with an uninsured driver can include pain and suffering or wrongful death.
With this information at hand, you will want to deliver your complaint to a local court within Florida’s statute of limitations, outlined by the 2018 Florida Statutes §95.11(3)(a).
Jacksonville Uninsured Car Accident Lawyer Near Me (800) 598-7557
How a Jacksonville Uninsured Car Accident Lawyer Can Help
You do not have to worry about your expenses after an accident with an uninsured driver in Jacksonville. We do not charge you for the legal advice or representation you benefit from while working with us unless:
- A court determines that you may receive compensation for your losses.
- You receive a settlement from the party you believe to be liable for your losses.
Working with a Jacksonville uninsured car accident lawyer, then, can take some of your post-accident stress off of your chest. Instead of worrying about your finances or even the ins and outs of the legal system, you can focus on your recovery while Ben Crump Law, PLLC goes to work for you.
To discuss your car accident, you can call Ben Crump Law, PLLC at (800) 598-7557.