When you are injured in a car accident at the hands of a negligent driver, you deserve justice. They are liable to you for the injuries and damages they caused you. However, when the driver does not have insurance, that can complicate the process. An attorney might be able to help you navigate the process of having your damages covered if this has happened to you. There are surprisingly quite a few drivers who bear the risks of driving uninsured in Ohio. According to the Insurance Information Institute (III), 12.4% of drivers in Ohio were not insured in 2015, giving drivers an over one in ten chance that, if they got into a car accident, the other driver was not insured.
It is not fair to be injured through no fault of your own by a negligent driver. It is worse when the driver is not insured. If you are in Ohio and are interested in learning more about how a Cleveland uninsured car accident lawyer can help you, call Ben Crump Law, PLLC at (844) 730-0233. We provide all potential clients a free consultation, and there is no pressure to file your case with us. We do not charge anything for our services upfront. Instead, we serve our clients on a contingency basis, so you do not have to pay us unless we win a settlement or a verdict in your favor.
Uninsured Drivers
All Ohio drivers are required to have car insurance. According to the Ohio Bureau of Motor Vehicles (BMV), “Minimum insurance requirements are $25,000 for injury/death of one person, $50,000 for injury/death of two or more people, and $25,000 for property damage in an accident.” Therefore, if you are injured by an uninsured driver, the driver will not only face civil consequences but may also face criminal penalties, as well.
For a free legal consultation with a uninsured car accidents lawyer serving Cleveland, call (844) 730-0233
What Happens When an Uninsured Driver Hits You
When you file a lawsuit against a negligent driver, a lawyer can help you build a strong case to support your lawsuit. If the driver who hit you was responsible for the accident and is also uninsured, an attorney can help you fight to win a financial settlement against the driver. There are also consequences that can be enforced by you, including filing to have the uninsured driver’s license suspended with the Ohio Department of Public Safety.
These privileges can be suspended indefinitely until they have covered the amount they are ordered to pay their victims as accident compensation. Other consequences for uninsured drivers are more thoroughly documented by Ohio Administrative Code § 4501:1-2. An attorney who is familiar with Ohio protocols will help you file your lawsuit
and either begin negotiations with the driver’s attorney or press forward with taking the case to trial.
Cleveland Uninsured Car Accident Lawyer Near Me (844) 730-0233
What and When to File
If you have uninsured motorist coverage, your damages may be covered, but if this insurance does not cover all your losses, you can file a personal injury lawsuit for a car accident. When you file a lawsuit, you must make sure to do so within the valid time limit for it to be legally recognized.
These time limits are called “statutes of limitations” and can vary by state and lawsuit. For an Ohio personal injury lawsuit, a plaintiff has precisely two years from the date of their accident to file. Unfortunately, regardless of how devastating and severe a victim’s injuries, this time limit cannot be reset or extended. After it expires, you will likely be unable to file a case for personal injury.
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A Case Against a Negligent and Uninsured Driver
To win your case against the uninsured driver that hit and injured you, you and your attorney will only need to demonstrate two factors. The first is that the driver behaved in a way that endangered others. This behavior interferes with your right to live safely in society that we are ensured by law. It is why we are given the right to justice in the form of being able to sue anyone who threatens our safety. Lawsuits entitle victims to compensation to right the wrong of the defendant.
A person who impacts your ability to live safely is considered “negligent”. Therefore, if the driver who hit you was behaving carelessly, driving drunk, distracted, or disobeying traffic laws, they would be considered negligent. If that negligence contributed to, or was responsible for, the accident that caused your injury, they are liable for that damage.
Justice in the Form of Compensation
Your rights guarantee you justice which is intended to not only compensate your losses, but also prevent you from incurring harm further than what you have already. When you are injured, you should be able to focus on recovering and regaining your health.
Being forced to also focus on medical expenses and other losses can compound the stress you feel already and can interfere with your medical progress. That is why the law provides personal injury victims compensation. They can collect two types: economic and non-economic damages.
Economic damages recover any expenses you incurred as a result of your accident and injury. This will include, in addition to medical costs associated with your injury, wages lost from missed work during your rehabilitation period. If you are not able to work as a result of an incapacitating injury, the court will compensate you with wages for the future work you will miss. Non-economic damages, on the other hand, seek to make up for the pain, suffering, and negative impact of the accident on your life and health. More severe injuries will tend to receive higher compensation amounts because of the more drastic impact on the victim’s life.
The law states that negligent actors are liable for any harm they cause others, so it is your right to recover any damages you incurred as a result of your accident.
You deserve justice for all harm you suffered as a result of your accident. It is your right. The personal injury attorneys at Ben Crump Law, PLLC believe in victims’ rights and want to help you get what you deserve.
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Call Today for a Free Case Review
We want you to understand and exercise your rights to the fullest. To learn more about how a Cleveland uninsured car accident lawyer can help you, call today at (844) 730-0233. We offer a free consultation. We also do not charge a fee to take and work on your case. We work on a contingency basis and only get paid when we win in trial or negotiate a fair settlement for you.
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