If you are injured in a car accident, you will typically file a claim with the other driver’s auto insurance policy. Things could get complicated if the other person did not have insurance.
You may be able to file a claim with your own company under your uninsured motorist coverage. If you were seriously injured, however, the amount of coverage you have may not be enough to pay your bills for past and future medical care. It may be insufficient to compensate you for your lost income, lost or reduced earning capacity, and pain and suffering.
A Milwaukee uninsured car accident lawyer may be able to help. Ben Crump Law, PLLC may be able to file a personal injury lawsuit against the other driver and seek a financial award to compensate you for your losses. Call our office today at (800) 598-7557 to discuss your case with a member of our team.
Uninsured Motorist Coverage in Wisconsin
Wisconsin drivers are required to purchase a minimum of $25,000 in coverage per person and $50,000 per accident, according to Wisconsin Statute §632.32. Motorists have the option to pay additional premiums for higher coverage limits.
According to the State of Wisconsin’s Office of the Commissioner of Insurance (OCI), uninsured motorist coverage can cover bodily injury if you or someone else in your vehicle is injured in a collision caused by an uninsured driver. Uninsured motorist coverage can also apply if a person without insurance or a hit and run driver injures you or a member of your family while you are a pedestrian.
For a free legal consultation with a uninsured car accidents lawyer serving Milwaukee, call (800) 598-7557
How to Seek Compensation if You Were Hit by an Uninsured Driver
You can file a claim with your own insurance company to seek compensation for your medical bills related to the accident. If you suffered only minor injuries, your own insurance policy might be able to cover your losses fully.
Things could get tricky if you were seriously injured. If you suffered whiplash, a concussion, or broken bones, you may have been treated in a hospital. You may have to undergo months of follow-up treatment, including chiropractic visits and physical therapy. You may already have medical bills totaling thousands of dollars, and the sum may continue to grow.
The injuries you suffered may have left you unable to work. You may be able to return to work eventually, but it may only be in a limited capacity. If you had a physically demanding job and your injuries will prevent you from performing essential duties, you may have to take a different, lower-paying position, either with the same company or with another.
You may have suffered injuries that will make it impossible to work in the same field at all. If that is the case, you may have to look for a completely new line of work, or you may be unable to work at all.
If your losses stemming from the accident will exceed the limits of your uninsured motorist coverage, you may be able to seek additional compensation. A Milwaukee uninsured car accident lawyer may be able to file a personal injury lawsuit against the driver who hit you.
Ben Crump Law, PLLC represents people all over the United States to help them pursue justice. We may be able to seek a financial award that will cover your medical expenses, lost income, and pain and suffering. Contact our offices today for a no-obligation consultation.
Milwaukee Uninsured Car Accident Lawyer Near Me (800) 598-7557
How an Attorney May Be Able to Help if You Were a Victim of a Hit and Run Driver
If you were injured in a hit and run accident, our team might be able to uncover the identity of the individual who was responsible and hold that person accountable. We can interview you, your passengers, and witnesses and review footage from nearby traffic and surveillance cameras. Those sources may help us gather information on the other vehicle, such as its make, model, color, approximate age, and any damage that was caused by the crash or that was already present.
We can also contact local hospitals to determine if anyone sought treatment for injuries consistent with a car accident shortly after the crash occurred. We can get in touch with local auto body repair shops to find out if someone brought in a vehicle matching the description of the one involved in the collision.
If someone sought medical treatment or repairs and did not want to file an insurance claim, that may have tipped off employees that the person may have been trying to hide something. If we successfully identify the individual who hit you, we may then be able to take legal action to seek financial compensation on your behalf.
Contact a Milwaukee Uninsured Car Accident Lawyer
Ben Crump Law, PLLC may be able to file a personal injury lawsuit against the uninsured driver who caused a crash and seek a financial award to compensate you for your losses. If you are concerned about legal fees, you should not be because our firm operates on a contingency basis. We understand that people who have been seriously injured in car accidents are often unable to pay an attorney out of pocket. That is why we do not charge clients any fees unless we obtain a financial award by negotiating a settlement or winning at trial.
You do not have a lot of time to take legal action. The statute of limitations to file a personal injury lawsuit in a case related to a motor vehicle accident is three years, under Wisconsin Statutes §893.54.
A Milwaukee uninsured car accident lawyer may need several months to conduct an investigation, especially if your case involves a hit and run accident. After we file a personal injury lawsuit, it may take a year or more to go through a series of legal proceedings and negotiate a settlement. If we cannot reach an agreement with the other party, we may have to take the case to trial to obtain an amount of compensation that we deem fair and reasonable.
The sooner you contact Ben Crump Law, PLLC, the sooner we will be able to get the process started. Call our office today at (800) 598-7557 to discuss your case with a member of our team.