Uber drivers are required by law to have personal injury protection (PIP) with at least $1,000,000 of liability coverage for passengers. PIP will pay for the medical expenses of passenger injuries, property damage, and other losses in the event of an accident. However, not all drivers have PIP. Some drivers only have personal auto insurance, which does not cover damages resulting from commercial use.
Whether an Uber or Lyft driver crashed into your car or you were a passenger in a ridesharing vehicle, you will need evidence that the offending party as liable, which can be challenging to do on your own. In some cases, insurance companies will deny liability for an accident to avoid making a payout on your claim. This is where a Tampa ridesharing accident lawyer from Ben Crump, PLLC can help. Contact us today at (844) 730-0233 for a free, no-obligation consultation.
How to File a Claim After a Ridesharing Accident in Tampa
There are several ways to pursue compensation after an accident in a ridesharing vehicle, all of which a lawyer can help you with.
For a free legal consultation with a ridesharing accidents lawyer serving Tampa, call (844) 730-0233
File an Insurance Claim
You can submit a claim under your auto insurance policy to recover compensation for minor injuries after an accident. Your mandatory no-fault coverage will compensate you for injuries and losses, regardless of who caused the accident, under Florida Statute § 627.7407.
If you have suffered injuries and losses that exceeded the limit of no-fault coverage, you could file a claim with the at-fault driver’s insurance carrier. Then, consider hiring a Tampa ridesharing accident lawyer who can gather all the supporting evidence and documentation you need to receive compensation for your claim.
Get Compensation for Your Injuries Through Litigation
If you or a loved one has been injured in a ridesharing accident in Tampa, you might be thinking about filing a personal injury lawsuit or an insurance claim for compensation. One important issue that a lawyer can help determine is the value of your case. As the plaintiff, you will need to determine the dollar amount for the harm resulting from the accident caused by the “at-fault” driver and the specific losses that will be covered in a court award.
The court will determine who is financially responsible—whether it is the liability or uninsured motorist insurance coverage that ridesharing drivers carry, the personal car insurance policy of the ridesharing driver, or the driver at-fault for the car accident.
The Tampa ridesharing accident lawyers at Ben Crump, PLLC can guide you through the steps to take after a ridesharing car accident, whether or not you are partially at fault. If you or your loved one has suffered injuries, our legal team could help alleviate the stress of litigation, allowing you to focus on your recovery.
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How to Prove Fault in a Ridesharing Accident Case
Florida’s car accident laws can determine who is responsible for the personal and property damage resulting from a ridesharing accident. This area of the law defines negligence as applied to personal injury cases in a car crash. These elements include:
- Duty: The driver has a legal obligation to obey the road rules and drive responsibly. This means they must abide by the proper speed limits, maintain a safe distance between other vehicles, and be attentive while driving to prevent accidents on the road.
- Breach: The plaintiff must prove that the defendant breached that duty by the admission of fault, direct evidence, and circumstantial evidence such as blood alcohol content and skid marks.
- Causation: The plaintiff must have evidence that those circumstances caused the plaintiff’s injuries. You might have to present expert testimony showing the injuries are consistent with the nature of the accident.
- Harm: The plaintiff must prove that the driver’s conduct behind the wheel produced damage to the plaintiff’s person or vehicle. In a negligence case, the plaintiff is only entitled to compensation for medical expenses, pain, and grief, and more if the injury is a result of the driver’s negligence.
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State Laws That Can Impact Your Case
State laws in Florida sometimes govern car accident litigation. If you or a loved one has been involved in a ridesharing accident in Tampa and plans to file a case against the at-fault driver, it is important to know how the following state laws can apply to your situation.
Statute of Limitations
Florida Statute § 95.11 reports that you only have up to four years to file a car accident claim in court. The clock starts ticking from the date of the ridesharing accident. However, it has some exceptions, such as when the at-fault driver goes in hiding or uses a false identity. In such cases, the period to file a case stops until they are found. Also, the statute of limitations can be paused up to when you can reasonably discover your injury.
Amount of Compensation
Florida does not have limits for your physical, emotional, and property awards. If you are injured in a ridesharing accident, you can receive compensation with the assistance of your Tampa ridesharing accident lawyer.
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A Tampa Ridesharing Accident Lawyer Can Help You
We understand that severe car accident injuries require a long time to heal. At Ben Crump Law, PLLC, you can connect with a Tampa ridesharing accident lawyer who will advocate for your rights and fight to earn you compensation.
Call our office today at (844) 730-0233 for a free consultation. We can help you pursue recovery at no cost to you until you receive your settlement.
Call or text (844) 730-0233 or complete a Free Case Evaluation form