Insurance companies in Tacoma and all over Washington State are required to offer uninsured motorist and PIP (personal injury protection) coverage to their policyholders, according to Washington State Office of the Insurance Commissioner guidelines. While not mandatory, uninsured motorist or PIP insurance can work to your advantage if you ever need to use it.
If you or someone you love were injured in a car accident and the at-fault driver does not have insurance protection, a Tacoma uninsured car accident lawyer can show you how to receive the financial compensation you deserve from your own insurance provider. If you have uninsured or PIP protection in place, you will receive the same financial recovery you would have received from the at-fault driver’s insurance company.
Find out how to file a claim, complete insurance forms, prove fault, assess the value of your claim, and negotiate a favorable financial settlement by contacting the personal injury team at Ben Crump Law, PLLC by calling (800) 598-7557 today.
Assess the Monetary Value of Your Potential Financial Recovery
You should not be saddled with the financial aftermath when you are injured in a car accident another driver caused. When the driver who caused the accident does not have insurance coverage, you might have to rely on the uninsured motorist or personal injury protection (PIP) coverage of your own insurance policy. When that happens, Revised Code of Washington (RCW) § 4.56.250 entitles you to recoup the following financial expenses and losses:
- Current medical expenses
- Future medical expenses
- Current lost income
- Future lost income
- Pain and suffering
- Physical disability
- Physical disfigurement
- Mental anguish
- Emotional distress
- Property damage
Because your car accident is a unique event, it comes with its own unique set of expenses and losses. Review the financial impact of your accident with a member of our team to ensure you make a claim for every eligible expense. Our team will also make sure you do not overlook any expenses or losses or inadvertently accept a financial settlement that is too small to fully cover the costs of the accident.
For a free legal consultation with a uninsured car lawyer serving Tacoma, call (800) 598-7557
Compile Paperwork to Prove the Financial Impact of the Accident
When you or a loved one are injured in a car accident caused by a driver who did not have insurance and you make a claim for financial compensation with your insurance provider, they will require proof of the financial expenses and losses you experienced and are making a claim for.
When our team represents you in your personal injury claim, we help you compile a complete case file that proves the type and amount of recoverable damages you are entitled to receive. Your case file will contain:
- Medical records that prove the type and severity of your injuries
- Bills that prove the cost of necessary current and future medical care
- Receipts for assistive medical devices like crutches, braces, and wheelchairs
- Employment and business records that prove your amount of lost income
- Repair bills that prove the cost of restoring your car to its pre-collision condition
If your vehicle is damaged beyond repair, we will include Kelley Blue Book values or other acceptable ways to identify its replacement cost. A Tacoma uninsured car accident lawyer will also help you assign a financial value to the intangible portions of your claim that include pain and suffering and mental distress. After the full value of your compensation claim has been assessed, we will help you negotiate a favorable financial settlement.
Tacoma Uninsured Car Lawyer Near Me (800) 598-7557
A Financial Settlement Can Resolve Your Claim
When you are hit by an uninsured motorist, you can negotiate a financial settlement to cover the cost of the accident with your own insurance provider. Because you, not your lawyer, are always the one who will say yes or no to an offer from your insurance company, you should know that accepting an offer permanently ends your case and you cannot ask for additional money later. This is an important fact because it means accepting an offer too soon or one that is too low could mean you are not adequately compensated for the actual value of the accident.
The importance of assigning an accurate value to your compensation claim cannot be understated. You do not have to negotiate with your insurance company on your own. Review the total financial impact of the accident with your lawyer to ensure you receive the full financial settlement you deserve.
Make Sure Time Is on Your Side
In Tacoma, the time you have to file a personal injury lawsuit is limited by Washington State’s statute of limitations. According to RCW § 4.16.080, you generally have three years from the date of the accident to file your lawsuit. If you do not meet the statute of limitations, you will not be able to file your lawsuit at all, and the cost of the accident becomes your personal responsibility.
You can avoid the risk of carrying the full financial burden of an accident someone else caused by contacting a member of our personal injury team right away. The sooner we start working on your claim, the better we are able to ensure compliance with the state’s time restriction to avoid having your lawsuit dismissed without being heard.
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A Tacoma Uninsured Car Accident Lawyer Is Your Advocate
At Ben Crump Law, PLLC, we do not shy away from tough cases including cases like yours where the at-fault driver was uninsured. We work hard to ensure you do not endure financial damage because of an injury you suffered through no fault of your own. We even work on a contingency fee basis that ensures you pay nothing out of pocket and nothing upfront. Contact our team by calling (800) 598-7557 to ensure you receive the full financial compensation you are entitled to.