When the front ends of two vehicles going in opposite directions hit each other, the aftermath is often devastating. Broken bones, traumatic brain injuries, internal organ damage, and spinal cord injuries are just some of the consequences of this type of accident. Although head-on collisions occur less frequently than other kinds of car crashes, they are by no means less dangerous.
It is terrifying to experience a car wreck, and the repercussions can be costly. You may have to remain in the hospital for a long time or undergo extensive surgery and rehabilitation. If that is the case, you will also need to take time off from work, which can affect your income and add to your stress.
When this happens to you, you might be entitled to receive compensation. A Tampa head-on collisions lawyer can represent your interests and determine if you have grounds to pursue a legal avenue. Contact Ben Crump Law, PLLC, today at (844) 730-0233, to get started on your free case review.
How PIP Insurance Can Impact Your Case
Your PIP, or personal injury protection, can pay for injuries that you suffer in the event of an automobile accident. You can take advantage of this insurance when you get hurt as a driver, passenger, pedestrian, or bicycle rider during a vehicle crash. In Tampa and throughout Florida, the law requires motorists to carry proof of financial responsibility before driving and receiving their vehicle registration, according to Florida Statutes § 324.021(7). Regardless of your percentage of blame for an accident, you can turn to your PIP insurance when you need to recover your losses. The following are what your PIP can cover:
- 80% of medical bills
- 60% of wages lost
- Compensation amounting to a maximum of $5,000 in case of death
Even your other passengers who do not have PIP coverage may be able to benefit from your policy. As convenient as this may sound, be aware that your PIP has limitations and conditions. If you did not require immediate medical attention or emergency services, your benefits are capped at $2,500.
For a free legal consultation with a head-on collisions lawyer serving Tampa, call (844) 730-0233
Using the Court System to Recover Damages
Head-on collisions can give rise to injuries that entail considerable expenses. In many cases, a driver’s PIP is not enough to cover all related costs after an accident. You will have to look at alternative means of recovery, and this usually means filing a lawsuit against at-fault parties. However, you have the option of consulting with a Tampa head-on collisions lawyer because certain circumstances can prevent victims from pursuing litigation after accepting medical coverage from their PIP. Your lawyer can guide you in dealing with the complexities and nuances of Florida’s no-fault law when it comes to automobile insurance plans.
In its aim to provide compensation to injured parties quickly regardless of fault, the state’s no-fault plan limits the victims’ right to sue for damages. Generally, drivers can only bring a claim when they suffer from permanent or severely disfiguring injuries under Florida Statutes § 627.737(2).
Remember that insurance companies can try to argue that your injuries are minor and temporary, barring you from taking legal action and pursuing additional compensation. With the assistance of a lawyer, you can learn more about your options once your medical bills exceed your PIP limit.
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Liability in Car Accident Cases
In the court system, the nature of your injuries and traffic laws play a significant role in the determination of fault. Drivers using the roads are supposed to employ reasonable care in ensuring others do not come to harm. The failure to uphold this duty can become the basis for negligence, in effect making negligent parties liable for victims’ losses and damages. A Tampa heads-on collision lawyer can help with establishing negligence and proving how this resulted in your injuries. Your counsel can also utilize legal concepts and traffic laws to show fault further.
Understand that factors other than negligence can cause head-on car crashes. Mechanical defects and poor road conditions can sometimes cause drivers to lose control of their vehicles. In such cases, your lawyer can investigate the facts of your situation and discover if you qualify for filing a third-party claim. Do not wait to get in touch with Ben Crump Law, PLLC after your accident to have access to legal advice as soon as possible.
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What Happens When You Hire an Attorney
With a Tampa heads-on collision lawyer on your side, you have an ally who works to gather valuable information about your accident. This can include speaking with law enforcement, documenting the scene, collecting records, coordinating with medical providers, and communicating with insurance companies.
Your legal representative will answer questions regarding your case and negotiate on your behalf during settlement talks. When filing a claim against the other party for additional damages is inevitable, your lawyer will examine whether you are eligible to seek economic, non-economic, and punitive damages.
It can be helpful to engage the legal services of an attorney at the earliest opportunity to give you ample time to build your case before the statute of limitations runs out. In Florida, you have four years from the date of your injury to file a personal injury lawsuit, according to Florida Statutes § 95.11.
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Getting Legal Assistance
At Ben Crump Law, PLLC, we are committed to ensuring you understand how the law could affect your ability to recover losses following a traumatic car crash. Accidents can happen in the blink of an eye, but the aftermath can last for a long time. When the expenses go beyond your policy limit, a Tampa head-on collisions lawyer can help you submit a claim to get compensation to cover all your costs.
Give us a call today at (844) 730-0233 to speak to a member of our firm and let us know when you are ready for your free consultation.
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