If you have suffered injuries or losses resulting from a car accident in Denver, you may feel overwhelmed and have questions regarding your next steps. If you have suffered injuries or losses in a car accident, consider speaking with our legal team at Ben Crump Law, PLLC at (800) 598-7557. A Denver car accident lawyer can help you understand your legal rights.
Common Concerns After a Car Accident in Denver
Following a car accident, you may have questions related to your injuries, property damage, and losses. The following sections answer some concerns you may have following a serious car accident.
For a free legal consultation with a car accidents lawyer serving Denver, call (800) 598-7557
Reporting a Car Accident
The Denver Police Department requires that those motorists involved in a car accident make a report of the accident. If you did not call 911 or call the police at the time of the accident, you can go to the Denver police department to file a car accident report.
However, if you have suffered injuries or losses, you may be able to pursue compensation for those losses from the accident. Consider consulting with Ben Crump Law, PLLC in regard to your legal rights. Our staff is available to discuss the circumstances of your case and explain how a Denver car accident lawyer may be able help prove negligence, calculate your losses, represent you in negotiations, and if necessary, take your case to court.
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Negligent Driver Does Not Have Insurance
In some cases, a negligent driver may not have car insurance, as required by the state of Colorado. In these cases, you may still have the ability to receive compensation for your injuries and losses. You may also file a claim directly against the person individually.
However, in cases where the individual simply does not have enough financial ability to pay your claim, you may have the ability to file a claim with your own insurance through your uninsured or underinsured motorist protection coverage.
Partially Responsible for a Car Accident
Colorado Revised Statutes (CRS) § 13-21-111 describes how the state of Colorado is a contributory fault state. This is when a victim still has the legal right to pursue compensation for their injuries and losses even if they had some fault with respect to the car accident. The amount of the compensation they may be able to receive can diminish based on the amount they are responsible for the car accident.
While having partial responsibility for a car accident may reduce your ability to receive compensation for your injuries and losses, you should never let the contributory negligence law dissuade you from attempting to receive compensation for the harm you received as a result of someone else’s negligence.
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Communicating with the Negligent Driver’s Insurance Company
It could be that the insurance companies want to settle your claim after the car accident as quickly as possible and for as little money as possible. As a result, some insurance companies can use tactics to convince a victim to settle for an amount less than what will cover their losses.
The insurance company may call victims while they are still in the hospital, under medications, attempt to record conversations to use against the victim at a later time, attempt to obtain a full medical history to discover pre-existing conditions to use against a victim, or even use small talk with a victim against them.
Before you speak with another driver’s insurance company, talking to our legal team at Ben Crump Law, PLLC first can protect you. A Denver car accident lawyer can negotiate with the insurance companies on your behalf.
Payment of Medical Bills
In some cases, your own health insurance company will pay for your medical bills while you make your standard co-pays and follow your deductible limits. After you receive a settlement following a personal injury lawsuit or insurance claim, some of that money can go to reimburse your losses.
In addition, you may receive a reimbursement for the amounts you spent on doctors’ visits, hospitalizations, medical treatments, surgeries, medications, medical devices, physical therapy, psychological counseling, and other bills associated with your injuries.
Payment of Lost Wages
You can include in your personal injury claim any amounts related to your loss of income or earning capacity. In some cases following a serious car accident, victims remain unable to return to work resulting in lost wages.
You may have the ability to include not only lost current wages, but also loss of future wages, vacation pay, sick pay, lost employee benefits, missed bonuses, missed promotions or business opportunities, pension benefits, transportation allowances, and more.
Payment of Property Losses
If someone else’s negligence damaged your vehicle or personal property, you may have the legal right to include these amounts in your personal injury claim. A Denver car accident lawyer can help you determine the value of replacing and repairing those losses.
Consider Hiring a Denver Car Accident Lawyer
You may have more questions or concerns than the ones listed here in this short article following your car accident. Learn how getting in touch with our legal team at Ben Crump Law, PLLC at (800) 598-7557 can help you. A Denver car accident lawyer can help build a claim allowing you time to recover. Our staff can explain all of your legal rights and answer all of your questions following your car accident. We do not shy away from tough cases, and we can handle your case on contingency, so you pay nothing upfront. We only collect when you receive a negotiated settlement or court award.