Head-on collisions can result in catastrophic loss, brain injury, and death. Furthermore, due to the impact zone, the driver and front passenger are the most vulnerable. If you are suffering from the aftermath of a head-on collision or lost a loved one due to another driver’s negligence, you may be eligible for compensation.
Getting the help of a Louisville head-on collisions lawyer is a responsible way to handle your case. Contact Ben Crump Law, PLLC at (800) 598-7557 today for a free case evaluation. We work on a contingency fee basis, so you will not pay anything upfront. We only get paid if you win.
Understanding a Head-On Collision Lawsuit
Although they are rare, they are deadly and can cause grave injury. Common causes of head-on collisions include:
- Lane drifting or illegal passing
- Drunk driving
- Reckless driving
- Aggressive driving
- Distracted driving
Kentucky works on the pure comparative negligence law (K.R.S. § 411.182), which means that they will deduct any percentage of liability you are responsible for from your compensation. However, no matter if you are 99% responsible, you are still eligible for that compensation. An attorney can help you understand the law and find evidence to prove the other person liable, which can include:
- Police reports: An attorney can contact the local authorities to get further information on the accident.
- Witness testimony: Individuals who were around at the time of the accident can help piece together how the accident took place.
- Data from the vehicles: Newer vehicles have computers that may collect data, such as the speed of the vehicles involved, the time the accident took place, and where the accident occurred.
- Medical records: A medical practitioner who examined you after the accident can document your injuries.
- Video footage: Many intersections, businesses, and cars have cameras. There may be witnesses that took video as well.
For a free legal consultation with a head-on collisions lawyer serving Louisville, call 800-959-1444
Time Limits on Filing a Head-on Collision Accident Case in Louisville
Kentucky has multiple statutes of limitations for those involved in car accidents. In general, you must file a personal injury case within two years. However, according to the K.R.S § 304.39-230, or Motor Vehicle Reparations Act, a person can file a claim after receiving personal injury payments from filing an insurance claim with their insurance company only if their payment does not cover the whole amount.
Furthermore, Kentucky is what is known as an optional no-fault or a choice no-fault insurance state. With a no-fault insurance policy, a driver must file a claim with your own insurance company before trying to get more compensation. A driver, however, can opt out of a no-fault policy when purchasing insurance and if involved in an accident can sue a negligent driver directly for losses. Understanding where your case fits into these statutes can be taxing if you are unfamiliar with the law. We are here to help you through this difficult process. An attorney can advise you on what the insurance company is offering you and provide possible alternatives.
Louisville Head-On Collisions Lawyer Near Me 800-959-1444
How a Louisville Head-On Collisions Lawyer Can Assist You
Contact a Louisville head-on collisions lawyer before you try to negotiate with any insurance adjusters. We can help you understand what you are being offered. We want to make sure you are getting a fair settlement. We understand the negotiation process and what it takes to navigate a claim.
Contact the team at Ben Crump Law, PLLC for assistance. We can investigate your case and your claims to help gather all the evidence you need to use in your case. These are trying times. You should be healing or grieving your loss, not reliving each moment while trying to cover the unfamiliar territory of a litigation process and insurance claim.
Call us today and let us look over your case for free. We have helped others in your situation, and we want to extend the favor to you. We are confident we can help you through the process. We also work on a contingency fee basis, so you will pay nothing out of pocket. We only get paid if we win your settlement.
Understanding the Value of Your Head-on Collision Case
There is no value you can put on the life of a loved one. Your life is also worth more than the compensation available in these cases. However, these compensatory awards are there to help you get back to an everyday functioning life that the accident may have changed.
These damages are economic and non-economic. They may cover:
- Medical costs
- Pain and suffering
- Emotional stress
- Funeral costs
You are more than likely going through difficult times. You may not be able to work and have bills to pay. Your quality of life may have deteriorated. We understand, and we are dedicated to making sure you get any compensation you deserve to help you get your life back on track.
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Call Ben Crump Law, PLLC Today
Getting the help of a Louisville head-on collisions lawyer offers you a knowledgeable team that can help you through the unfamiliar territory of your case. There is more to a personal injury case than getting compensated for pain and suffering. They are about getting justice for a person’s negligence that created that pain and suffering.
Contact Ben Crump Law, PLLC today at (800) 598-7557 for a free consultation. We are here when you are ready to file.