STAMFORD, Conn. (Jan. 26, 2026) — Today, nationally renowned civil rights attorney Ben Crump announced the launch of DreamFi, a financial empowerment platform designed to expand access to resources that help families strengthen financial stability and work towards long-term financial freedom.
Cofounded by Crump, DreamFi gives members access to financial resources for daily needs and future planning, including:
- A checking account¹ with no minimum balance requirements
- Built-in protections against unexpected financial setbacks, including $5,000 complimentary term life insurance⁴, telehealth access with no copay, up to $1,000 in annual cell phone protection⁵ and 24/7 roadside assistance⁶
- Savings on important monthly expenses7 such as prescriptions and affordable cell phone plans8
- Access to a worldwide network of more than 55,000 surcharge-free ATMs3
The launch comes as millions of Americans continue to rely on costly alternatives to traditional banking, such as check cashing services. In a recent national survey commissioned by DreamFi9, 45% of respondents reported using at least one alternative financial service in the past year, often because those options feel more accessible or familiar than traditional banks.
The same study found that even in higher income brackets, a significant share of Americans report being financially fragile: only 23% of households reported being able to comfortably save money on a monthly basis, including just 37% of households with $100,000- plus incomes9.
“Families deserve tools that help them get ahead, not just get by,” Crump said. “For too long, people in underserved communities have been shut out of the systems that build wealth. DreamFi is here to change that by giving individuals and families a place to learn, plan, save, and protect what matters most.”
DreamFi is led by a seasoned team focused on building a more inclusive financial future, including CEO Don Ross formerly of Bankrate, and executives with previous experience at Mastercard, SoFi, Paypal, Discover, and Capital One. Together, they aim to deliver solutions that make everyday money management more accessible nationwide.
“Families deserve financial education and tools that are clear, accessible and built to support their goals,” Ross said. “DreamFi empowers people to take control of their money and move toward the future they want with security and confidence.”
DreamFi plans to expand its offerings throughout 2026 to support long-term financial success and help members better manage, save and grow.
The DreamFi app is available in the Apple App Store and on Google Play, with access also available via web. Members can receive all of DreamFi’s benefits for $9.99 per month.
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About DreamFi
DreamFi is a financial technology company co-founded by renowned civil rights attorney Ben Crump, who also serves as its largest shareholder. The company is focused on expanding financial access and providing resources that help individuals and families make informed financial decisions, build stability, and work towards building generational wealth. By combining mobile banking, payments infrastructure, and financial education, DreamFi supports communities in taking control of their financial futures. Visit DreamFi.com to learn more.
DISCLOSURES
¹ DreamFi is a financial technology company, not a bank. Banking services provided by FinWise Bank, Member FDIC.
³ To find a surcharge-free ATM in the Allpoint network visit the DreamFi app for iOS or Android or allpointnetwork.com
⁴ Life insurance coverage subject to approval from DreamFi’s life insurance partner and available to those who open a DreamFi checking account in eligible states. Eligible states for term life insurance include: Alabama, Alaska Arizona, Arkansas, California, Colorado, Connecticut, Delaware, D.C., Georgia, Hawaii, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Mississippi, Montana, Nebraska, New Jersey, Nevada, North Dakota, Ohio, Oklahoma, Pennsylvania, Texas, Tennessee, Vermont, Washington, West Virginia, Wisconsin, Wyoming.
⁵ Cell phone protection: Up to two claims up to $600 each with maximum of $1,000 per twelve-month period; $50 deductible per claim. Cell phone plans must be paid from DreamFi checking account.
⁶ Roadside assistance: Maximum benefit limit is $100 per occurrence and $200 per twelve-month period. Subject to maximum of two occurrences per twelve-month period.
7 Fees may apply. DreamFi membership benefits are subject to change, please see DreamFi.com for details.
8 Compare major prescription savings programs to find the lowest cost available at pharmacies in your area. Mobile phone plans available to DreamFi members paying bill with their DreamFi checking account, plans starting at $15. See “Member Benefits” within the app for complete details.
9 Beyond the Bank Account: The Current State of Access and Equity. Joint study by DreamFi and fielded in May 2025, n=1,500.
