You should get an attorney for workers’ compensation cases because some workers have problems claiming benefits. A company can try to deny an employee’s claim, leaving them with the full cost of their injuries.
If you are unable to file a claim for workers’ compensation benefits, it can have a significant impact on your life. You may not be able to handle your finances because of the interruption in your ability to work or the high cost of medical treatments. If you are injured on the job, you may be entitled to compensation. Hiring a lawyer can help you seek fair compensation.
Defining Workers’ Compensation
According to the Centers for Disease Control and Prevention (CDC), workers’ compensation programs are designed to help workers afford medical treatment, ongoing care, and their regular expenses while they are unable to work. When you file a claim, there are four basic types of compensation that you can expect to receive. These types of compensation include:
- Medical benefits: The cost of medical care can be expensive, which is why workers’ compensation benefits include financial support for medical treatments.
- Lost wages benefits: Since you will be out of work for a period of time, workers’ compensation benefits include coverage for the wages that you missed while you are out of work. This should help with your regular expenses.
- Permanent injury benefits: If you have a permanent injury such as a disability or disfigurement, a can impact your ability to work. Permanent injury benefits replace your income and care costs if you are no longer able to work.
- Other expenses: If you have other expenses that are related to your injury, you can file a claim.
Depending on what state you are in, there may be other benefits that you can claim that are not included on this list. To get these benefits, you need to file a claim with your employer, who will send your claim to the insurance company for processing.
History of Workers’ Compensation
Workers’ compensation programs have existed in some capacity for centuries but did not take hold in the United States until the early twentieth century, according to the U.S. Department of Labor. This coincides with the period of industrialization sweeping across the Western Hemisphere. As machinery became more complicated and dangerous, workers pushed for new protections in case they were injured while working. Workplace injuries were life-changing, which left many people disfigured or disabled and unable to work.
Understanding Your Rights
If you are injured while working, you may be entitled to compensation for your expenses. Companies are required to have workers compensation programs to offer you support while you recover. You have the right to file a claim with your employer and insurance company so that the compensation. If your claim is denied, you have the right to file an appeal and continue taking your case to trial.
Reasons To Hire a Lawyer
Handling a workers’ compensation claim can be difficult for a variety of reasons. There are some companies that you do not make the process easy for employees. In some places, it can also affect how the company is able to do business. If you experience problems with the process, having a lawyer on your side can help you focus on your health and recovering from your injuries.
Having a lawyer also gives you support when trying to negotiate settlement agreements. If you have never negotiated a settlement before, they can be an intimidating and stressful process. You have to determine how much compensation you will need over the long term to cover your expenses. Having a lawyer on your side gives you extra support when trying to negotiate settlement agreements.
Call for a Free Consultation
You are injured on the job, get an attorney for workers’ compensation claims to help you file your claim to manage your case.
Do not wait to get started on the process of seeking fair compensation through a workers’ compensation claim, and know that you have a right to have legal representation from the very beginning of the process. Call the offices of Ben Crump Law, PLLC at (800) 603-4224 to discuss your case with our team.