If the other driver in a car accident is uninsured, you may still recover damages for your injuries. It is often more challenging to pursue damages from an uninsured driver. You are invited to learn how an El Paso uninsured car accident lawyer can protect your rights and help you recover damages for medical bills, car repairs, and other losses.
Texas requires that licensed drivers carry insurance. The other driver may have allowed his or her policy to lapse or may come from another state where auto insurance is not mandatory.
A lawyer with Ben Crump Law, PLLC can take an objective evaluation of your injuries and damages to help you make an informed decision about pursuing compensation. Please call for a free case review with a member of our team at (800) 598-7557.
How We Help You Recover Damages in an Uninsured Car Accident
Our uninsured car accident lawyers may be able to recover damages on your behalf in a few different ways:
- File a claim with your auto insurance.
- Seek damages from a liable third party.
- File a lawsuit against the uninsured driver.
Your damages may be covered by your own auto insurance, particularly if you have uninsured or underinsured protection. An uninsured car accident lawyer can help you understand what your policy covers.
For a free legal consultation with a uninsured car accidents lawyer serving El Paso, call (800) 598-7557
Basic Auto Insurance Requirements in Texas
Texas requires that drivers carry auto insurance known as “30/60/25” coverage, according to the Texas Department of Insurance (TDI).
This is the minimum amount of auto insurance required by the state and covers:
- $30,000 for Bodily Injury Liability (BI) for each injured individual
- $60,000 per accident
- $25,000 Property Damage Liability (PD) per accident
If the other driver does not have auto insurance, your first option for seeking compensation is probably through your auto insurance.
El Paso Uninsured Car Accident Lawyer Near Me (800) 598-7557
Why Have a Lawyer File Your Insurance Claim
Uninsured car accidents are more complex because you may be seeking compensation from your own insurance, even if you did not cause the accident. That is why some people prefer to have an uninsured car accident lawyer with Ben Crump Law, PLLC to file and manage their claim.
There are several benefits to you by hiring an attorney to seek compensation from the insurance company, including:
- Deep understanding of Texas insurance, liability, and negligence laws.
- Familiarity with the burden of proof that is required to seek damages.
- Resources to compile necessary documentation, evidence, and testimony to support your claim.
- Ability to calmly and objectively negotiate with the insurance adjuster who may try to lowball your damages.
There is no charge for us to file, track, and manage your claim. We are paid from a percentage of the settlement that we recover for you. You pay us nothing upfront or out of pocket. To learn more about our legal services and how we may help, call Ben Crump Law, PLLC today.
A Lawyer May Also Pursue Damages from a Liable Third Party
The liable party in an uninsured car accident may be the driver and other parties. For example, if you were injured in a car accident with a minor driver, his or her parents may be held accountable. If the uninsured car accident involved a drunk driver, the bar or restaurant who overserved the driver might be held liable.
An El Paso uninsured car accident lawyer can help you understand your legal options and look for ways to pursue damages.
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Suing the Uninsured Driver
Chances are, if the other driver does not carry insurance, he or she is unlikely to have any financial assets that would make filing a personal injury lawsuit worthwhile. There are exceptions, such as an individual who forgot to pay the premium but who has the financial assets to cover your damages.
There are other reasons why a driver may be uninsured, including:
- Fraudulent claim
- License suspended or revoked
- Registration suspended or revoked
A lawyer with Ben Crump Law, PLLC can investigate potential sources of compensation.
You Have a Limited Time for Legal Action
If you cannot recover compensation through your own auto insurance, or if your damages exceed your coverage, it may be time to talk to a lawyer about legal action. An uninsured car accident lawyer with our firm can file the necessary complaint against all liable parties.
However, you only have two years to file a personal injury lawsuit, according to Texas Civil Practice and Remedies Code § 16.003. If you lost a loved one from injuries after an uninsured car accident, you also have two years to file a wrongful death lawsuit.
It takes time to prepare a case for court, so it is in your best interest to call the office of an uninsured car accident lawyer right away.
What Damages Could be Recovered
Our lawyers have recovered $30 million in damages for personal injury clients and $7 million for wrongful death cases. While past results do not guarantee future outcomes, having a legal advocate by your side can bring you peace of mind.
Some of the damages that you could recover may include:
- Past, current, and anticipated medical care and treatment
- Lost pay for the time you were recovering from accident injuries
- Property damage
- Temporary transportation (such as Uber costs or car rental)
- Pain and suffering
Hire an Uninsured Car Accident Lawyer Today
If you or a loved one were injured in an accident with an uninsured driver, you could still recover compensation. Contact the office of an El Paso uninsured car accident lawyer to learn more about your legal options. Call Ben Crump Law, PLLC for a free case review with a member of our team at (800) 598-7557.