Car accidents involving uninsured motorists may generally be more complicated than those involving insured parties. You may hire a lawyer to help you make sense of such an accident and lead your case for compensation. Your insurance policy could provide coverage for your accident, and a lawyer can negotiate with the insurance company for you. Your lawyer may need to pursue a lawsuit if you hope to secure fair compensation for your losses, and they can do so.
Your Insurance May Cover Your Losses
The Texas Department of Insurance (TDI) explains that most drivers in Texas have some type of coverage for when an uninsured or underinsured motorist strikes them. Your auto insurance policy could provide such coverage, and you may receive compensation through your insurance for your accident-related losses.
Having a lawyer to handle your insurance claim could be helpful for several reasons.
A Lawyer Can Protect You from the Insurance Company
Your insurance company could provide the coverage you deserve after an accident involving an uninsured motorist. However, they may have reason not to pay you what you deserve according to your policy.
Your lawyer may be familiar with how insurance companies try to avoid paying their customers what they deserve. Your insurance company may:
- Encourage you to accept an insurance payment that does not meet your needs.
- Try to convince you that you will not receive any more compensation than their lowest offer.
- Discourage you from hiring a lawyer to help with your claim.
- Use your own words against you.
Insurance company representatives may appear friendly, but they have reason to pay you as little as possible for your claim. A lawyer can deal with the insurance company for you.
A Lawyer Can Negotiate an Insurance Payout
Your lawyer’s first goal may be to defend you from an insurance company. Once they have done this, they will work to negotiate the insurance compensation that you deserve.
The amount of coverage you deserve may depend on the specifics of your insurance policy. The cost of your accident-related losses may also play a part. As part of the insurance negotiation process, your lawyer may:
- Review your losses
- Review your policy
- Calculate the exact cost of your losses
- Negotiate with insurance agents to secure the best possible settlement offer that they can
Sometimes, the best offer an insurance company is willing to give is not enough. When this happens, you may choose to bring a lawsuit against those who caused your losses. You may also choose to bring a lawsuit if you do not have uninsured motorist coverage in your policy.
Call Ben Crump, PLLC today to learn more about how a Corpus Christi uninsured car accident lawyer may lead your insurance claim or lawsuit.
For a free legal consultation with a uninsured car accidents lawyer serving Corpus Christi, call 800-598-7557
Types of Injuries Caused by a Car Accident
There may be two general types of injuries that happen because of a car accident:
- Nonfatal injuries
- Fatal injuries
You or a loved one may have suffered an injury that is not fatal but could still be serious, or you may have lost a loved one because of a car accident.
A lawyer may be able to help you, regardless of the circumstance that applies to you. If you suffered a nonfatal injury, then your lawyer may complete either a personal injury lawsuit or an insurance claim on your behalf. If your loved one died, then they could bring a wrongful death lawsuit.
If you suffered an injury, then you may be dealing with health problems. You may not notice injuries, such as those to the brain until days, weeks, or months after they happen, as the Mayo Clinic explains.
Your lawyer will:
- Help you receive medical care for your injuries
- Speak to you about your accident
- Protect your rights
- Begin building your case for compensation
Your lawyer will determine how much compensation you deserve based on the losses you suffered because of your Corpus Christi car accident.
Corpus Christi Uninsured Car Accident Lawyer Near Me 800-598-7557
Losses That May Come from an Accident
You or your loved one may have losses related and unrelated to your injuries. Your damaged vehicle may need repair, or your vehicle may need to be replaced. You could also suffer mental anguish and other types of psychological trauma.
Your physical injuries may lead to several different kinds of losses. Those losses may include the cost of:
- Treatment in the emergency department
- Medications for your pain
- Any doctors’ visits that you must make to check on your injuries
- Any tests, scans, or other specific procedures you require
- Any surgery required to repair your injuries
Being injured could also impact you financially. You may have to miss time from work, during which period you may not be paid. Your ability to work could be affected for the rest of your life, especially if you have one or more serious injuries.
The Centers for Disease Control and Prevention (CDC) notes that occupants of cars make up 72% of the motor vehicle deaths in Texas. If you have lost a loved one from a car accident, then you have suffered a great loss. You may receive compensation for your pain and suffering, funeral costs, your loved one’s lost income, and other types of losses from a wrongful death.
Call Us Today for Help
The team at Ben Crump, PLLC can serve as your Corpus Christi uninsured car accident lawyer. We do not shy away from tough cases, and you will not pay anything out of your pocket unless we win a settlement for you. Our goal is to protect you from suffering any further harm. Call (800) 598-7557 today for a free consultation.