If you suffered injuries in a ridesharing accident or lost someone you love, you have rights. You are entitled to justice, and an Indianapolis ridesharing accident lawyer can help you fight for it. Ben Crump Law, PLLC helps personal injury victims and those filing for wrongful death get what they deserve. You pay us nothing unless we win an award or verdict for you. Call us today to learn more about filing a case for your ridesharing accident. We offer free consultations and there is no commitment when you call us at (800) 598-7557.
Liability in Ridesharing Accidents
There are many roles in ridesharing accidents; passengers in ridesharing cars, passengers and drivers in other cars, cyclists, and pedestrians. The incidences of pedestrian fatalities have increased right along with those of motor vehicle passengers. Your role in the accident and the ridesharing driver’s status as an active versus inactive driver will determine the liability that covers your injuries. Accidents should fall into one of the three following scenarios.
Ridesharing Driver Actively Responding to Request or Driving Clients
If a ridesharing driver is actively using their ridesharing app and is responding to a ride request or has clients in their car, the ridesharing company’s insurance policy will fully cover the driver’s liability for the accident. Ridesharing companies’ driver insurance policies are specifically designed to cover this scenario. The amount of third party liability coverage will depend on the ridesharing company responsible for the accident. However, common carriers Uber and Lyft both have third party liability coverage up to $1,000,000.
Ridesharing Driver Awaiting Ride Request
If a ridesharing driver has their ridesharing app turned on and is awaiting a ride request, though not actively engaged in either picking up or driving a client, their ridesharing company will not cover their liability unless that driver’s own personal insurance policy does not. Typical coverage by ridesharing companies is approximately $50,000 liability coverage per person injured, with a $100,000 maximum per accident. However again, this only applies should the driver’s private insurance not cover the accident.
Ridesharing Driver Not Working at Time of Accident
If you are hit by a ridesharing driver who is not working at the time of the accident, has their app turned off, and is not awaiting a ride request, the ridesharing company’s insurance policy will not in any way apply. Accidents resulting from this scenario will be fully covered by the driver’s private insurance and there is no third party liability coverage guarantee from their ridesharing employer.
If you were involved in an accident with a ridesharing driver and are not sure who is liable for your accident, speaking to an Indianapolis ridesharing accident lawyer could help you determine that and whether you might be eligible to collect compensation. Call today for a free case evaluation.
For a free legal consultation with a ridesharing accidents lawyer serving Indianapolis, call (800) 598-7557
Financial Recovery After a Ridesharing Accident
Compensation is intended to protect you from incurring further suffering from your accident than you have already. The trauma of an injury is only compounded by external stress factors like medical expenses, lost work, and a difficulty in returning to everyday activities. If you are eligible for compensation, earning it will give you an opportunity to heal without the added worry of those things. Your compensation will reimburse financial expenses, as well as award you damages for your pain and suffering. Examples of what compensation intends to cover, include:
- Lost wages from past and future work
- All medical expenses associated with your injury
- Scarring, disfigurement, excessive pain, and incapacitating injuries
- Compensation for your loss, if you have lost a relative and are filing a wrongful death lawsuit
Remember to make sure that you file your lawsuit within the required timeframe, known as the statute of limitations. A statute of limitations is the length of time a person has to file a lawsuit. In Indiana, according to IN Code § 34-11-2-4 (2017) and IN Code § 34-23-1-2 (2017), a person has exactly two years from their date of injury to file a personal injury or wrongful death case.
Indianapolis Ridesharing Accident Lawyer Near Me (800) 598-7557
Be Cautious of Insurance Companies
After your accident, you may be quickly approached by the ridesharing company or ridesharing driver’s private insurance company. There are a few things to remember when speaking to an insurance adjuster. Although they are often friendly, it might be best to stay tight-lipped when discussing your accident. Openly confiding in them about details of your accident could have consequences that harm your case. They work for themselves and their clients, not you.
Their goal is to pay you as little as possible because it saves them money. To get the settlement you deserve, it might be wise to hire a lawyer prior to speaking to any insurance companies. An attorney can represent your case and try to prevent you from being cheated out of a fair compensation award.
If you are injured or lost someone in a ridesharing accident, you could be entitled to compensation. You have rights. If another’s negligence caused your accident and you were injured as a result, the accident is not your fault and you should not have to deal with the repercussions of it on your own.
Call Ben Crump Law, PLLC Today
An Indianapolis ridesharing accident lawyer will listen to the details of your case to help you decide how you should handle it. To get what you deserve, you should have a team that will fight hard for you. The team at Ben Crump Law, PLLC wants to be that team. You are not obligated to work with us when you call us at (800) 598-7557 for a free consultation. We care about our clients and do not give up. Our team does not accept any payment unless we earn you a settlement or win your case in court.