When two moving vehicles collide head-on, it can be terrifying. Head-on collisions can cause the total destruction of the vehicles involved. Every year, head-on collisions are responsible for thousands of injuries and deaths.
If you were injured in a head-on collision, the accident may not be your fault, and you should not have to shoulder the costs alone. A Philadelphia head-on collisions lawyer can help you determine who or what caused your accident and may be able to help you seek compensation.
For more information, contact Ben Crump Law, PLLC at (844) 730-0233.
Causes of Head-on Collisions
Many things can cause a head-on collision, though a study by the National Highway Transportation Safety Administration (NHTSA) found that the critical reason for 95 percent of all accidents is driver error. Some causes of crashes include:
- Fatigued driving
- Distracted driving
- Speeding
- Driving under the influence
- Talking on the phone and texting
- Failure to yield
- Improper turns
- Reckless driving
- Bad weather
For a free legal consultation with a head-on collisions accidents lawyer serving Philadelphia, call (844) 730-0233
What to Do After an Accident
If you did not seek medical attention immediately after the accident, you may consider doing so now. Sometimes, you may not realize you have been injured until later. For example, the symptoms of whiplash could take days or weeks to manifest, according to the Mayo Clinic. It never hurts to get a check-up after an accident, and it may help establish losses for your case if you decide to pursue legal action later on.
You also will need to make sure your accident was reported to the proper authorities. Following your accident, you will want to submit any claims to your insurance company as soon as possible. If you choose to take legal action, you should also consider the statute of limitations, or the deadline for filing a lawsuit.
A car accident attorney can help you determine how much time you have to file a personal injury lawsuit for the losses you suffered in a head-on collision.
Philadelphia Head-On Collisions Accident Lawyer Near Me (844) 730-0233
Pennsylvania Insurance Laws
According to the Pennsylvania Insurance Department, every driver must carry the following coverage:
- Medical benefits: Drivers must have a minimum of $5,000 to pay for their medical bills or the bills of others covered by the policy, regardless of who was at fault for the accident.
- Bodily injury liability: This coverage pays for the medical bills and rehabilitation of anyone you injure with your vehicle. Drivers must have $1,500 in coverage for the injury of one person and $30,000 for the injuries of two or more people.
- Property damage liability: Drivers must carry a minimum of $5,000 in coverage for property damage caused by an accident that is their fault.
You may still seek awards even if you were partly responsible for your accident. Under Pennsylvania’s comparative negligence laws, you may sue for damages as long as you are 51 percent or less at fault for your crash. Any settlement you receive will be reduced by your amount of fault, meaning if you win $100,000 but are 25 percent at fault, you would receive $75,000.
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What You May Recover
A Philadelphia head-on collisions lawyer with Ben Crump Law, PLLC may be able to help you negotiate a more favorable insurance settlement or pursue awards in court. You may seek damages for:
- Medical expenses: You may be able to awards for emergency department visits, hospital stays, medications, surgeries, physical therapy, and any other medical bills caused by your head-on collision.
- Lost wages: If you have missed work because of your injuries, you may seek compensation for loss of income. If you are unable to perform the same job as before your accident, you may be entitled to future lost wages or permanent disability payments.
- Property damage: You may be compensated for the costs of repairing or replacing your vehicle, as well as any other property damaged during your accident.
- Pain and suffering: You may be entitled to compensation for mental anguish, including stress, anxiety, loss of enjoyment of life, scarring, or disfigurement.
- Wrongful death: If your loved one was killed in a head-on collision, you may be able to seek awards on their behalf. You may also seek damages for your loss of companionship or loss of financial support.
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Work with Ben Crump Law, PLLC
At Ben Crump Law, PLLC, our goal is to help you seek fair compensation for your case. If you were hurt because of another driver’s negligence, they should be held responsible.
We work on a contingency basis, meaning you pay nothing out of pocket and nothing upfront. We do not collect a fee unless we win your case. For more information about how a Philadelphia head-on collisions lawyer may be able to help, contact Ben Crump Law, PLLC at (844) 730-0233.
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